Or multiply it out by twelve (since shopping for clothes is often cyclical/seasonal) and that is your maximum amount for the year.įor example, Suzie takes home $3500 per month after taxes. 05 and that is the MAX you should spend in a given month. So, take whatever your monthly pay is and multiply it by. Most financial experts say to keep clothing spend to around 5% of your take-home pay for the entire family. I did a little research and digging to try and answer this question. So, what’s the baseline? What’s the appropriate amount to spend on shopping if you make decent money and want to be well dressed, but want to be budget conscious? What’s the hard and fast rule for spending limits when it comes to clothing – for both work and play? How do families handle clothing costs vs. Because of my history, I always worry I’m spending too much. Since I used to have pretty bad spending habits, especially where fashion and clothing are concerned, I’m always hyper-aware of how much I should spend on clothing. You can get personalized budget assistance and help with more complicated things, like negotiating with your creditors or finding out which financial assistance programs you qualify for.When it comes to spending money on clothes I’m all over the map: a former shopping addict who now favors more thoughtful (read: more expensive) items that last a lifetime.
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